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Take the first step to being a homeowner!

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You do not have to have great credit to qualify!

Instead of a perfect credit score we can use your good rent history and steady employment to help you get qualified!

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Step 1

If you can answer YES to the following questions, you will more than likely qualify for our program!

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1. Do you have a SSN or ITIN?

2. Have you been on your job for at least 2 years?

3. Can you verify income through W2’s, pay stubs, and previous years tax returns.

4. Have you been on time on your rent payments for the past 12 months and can we verify?

5. Do you have decent credit? (no foreclosures, forbearance or bankruptcy)

6. Do you have at least 10% of the sales price saved for a down payment? 

Step 2

Click Apply Now button to begin filling out your online application! 

Step 3

Email the below documents to us to edalia@mitchellpropertygroup.com

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  1. If W-2 employed

    1. Borrower’s 2 most recent pay stubs AND

    2. Copy of all W-2s for all jobs for the most recent 2 years

  2. If self-employed

    1. Copy of most recent 2 years of federal tax returns (or 12 months of business bank statements if tax returns don’t show the income)

  3. If retired

    1. Copy of most recent award letter or 1099

 

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